PAYER-LANE NAVIGATOR v0.2 DRAFT · wc_lane MECHANICAL PROVISIONAL (full MTG audit pending Brian) · an unflagged row is a DATA GAP, not a clearance · VARIANCE-AWARE: file BEFORE treating — no retroactive variance
Payer-Lane Navigator
dx → three honest lists, now with the variance path each lane implies. Sources on file: the five NY MTG PDFs + WCB guidance. §13-f wall throughout.
WC core (LCD/MTG-governed) — variance only past caps (Type A)
WC-flagged — never bill WC (Type-B variance = long shot)